diff --git a/mdx-models/src/main/java/com/mx/path/model/mdx/model/MdxLogMasker.java b/mdx-models/src/main/java/com/mx/path/model/mdx/model/MdxLogMasker.java
index e4ebbda7..04410531 100644
--- a/mdx-models/src/main/java/com/mx/path/model/mdx/model/MdxLogMasker.java
+++ b/mdx-models/src/main/java/com/mx/path/model/mdx/model/MdxLogMasker.java
@@ -52,6 +52,7 @@ private static void registerPayloadPatterns() {
     buildIdentificationPayloadPatterns();
     buildManagedCardsPayloadPatterns();
     buildOriginationPayloadPatterns();
+    buildP2PTransferPayloadPatterns();
     buildPaymentPayloadPatterns();
     buildPayoutPayloadPatterns();
     buildProfilePayloadPatterns();
@@ -274,6 +275,12 @@ private static void buildOriginationPayloadPatterns() {
     MDX_PAYLOAD_REGEX.add(LogValueRegex.jsonString("login_token"));
   }
 
+  private static void buildP2PTransferPayloadPatterns() {
+    // P2P Transfer - https://developer.mx.com/drafts/mdx/p2p_transfer/index.html#p2p-transfers
+    MDX_PAYLOAD_REGEX.add(LogValueRegex.jsonString("recipient_verification_answer"));
+    MDX_PAYLOAD_REGEX.add(LogValueRegex.jsonString("recipient_verification_question"));
+  }
+
   private static void buildPaymentPayloadPatterns() {
     // Payee - https://developer.mx.com/drafts/mdx/payment/#payees-payee-fields
     MDX_PAYLOAD_REGEX.add(LogValueRegex.jsonString("account_number"));
diff --git a/mdx-models/src/main/java/com/mx/path/model/mdx/model/p2p_transfer/RecurringP2PTransfer.java b/mdx-models/src/main/java/com/mx/path/model/mdx/model/p2p_transfer/RecurringP2PTransfer.java
index 45e6384b..8e117048 100644
--- a/mdx-models/src/main/java/com/mx/path/model/mdx/model/p2p_transfer/RecurringP2PTransfer.java
+++ b/mdx-models/src/main/java/com/mx/path/model/mdx/model/p2p_transfer/RecurringP2PTransfer.java
@@ -7,12 +7,15 @@
 import lombok.EqualsAndHashCode;
 
 import com.mx.path.model.mdx.model.MdxBase;
+import com.mx.path.model.mdx.model.MdxList;
+import com.mx.path.model.mdx.model.challenges.Challenge;
 
 @Data
 @EqualsAndHashCode(callSuper = true)
 public class RecurringP2PTransfer extends MdxBase<RecurringP2PTransfer> {
   private String id;
   private BigDecimal amount;
+  private MdxList<Challenge> challenges;
   private String confirmationId;
   private String deliveryMethod;
   private String durationType;
diff --git a/mdx-models/src/test/groovy/com/mx/path/model/mdx/model/MdxLogMaskerTest.groovy b/mdx-models/src/test/groovy/com/mx/path/model/mdx/model/MdxLogMaskerTest.groovy
index c38788e0..b211dc75 100644
--- a/mdx-models/src/test/groovy/com/mx/path/model/mdx/model/MdxLogMaskerTest.groovy
+++ b/mdx-models/src/test/groovy/com/mx/path/model/mdx/model/MdxLogMaskerTest.groovy
@@ -526,6 +526,20 @@ class MdxLogMaskerTest extends Specification {
     "\"login_token\":\"123456789\"" || "\"login_token\":\"**MASKED**\""
   }
 
+  @Unroll
+  def "maskPayload() masks P2P Transfer JSON fields"() {
+    when:
+    String result = MdxLogMasker.maskPayload(payload)
+
+    then:
+    result == expectedResult
+
+    where:
+    payload                                              || expectedResult
+    "\"recipient_verification_answer\":\"an answer\""    || "\"recipient_verification_answer\":\"**MASKED**\""
+    "\"recipient_verification_question\":\"a question\"" || "\"recipient_verification_question\":\"**MASKED**\""
+  }
+
   @Unroll
   def "maskPayload() masks Payee JSON fields"() {
     when:
diff --git a/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/P2PTransfersController.java b/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/P2PTransfersController.java
index 2861377d..1bcb2f0d 100644
--- a/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/P2PTransfersController.java
+++ b/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/P2PTransfersController.java
@@ -18,7 +18,14 @@ public class P2PTransfersController extends BaseController {
   @RequestMapping(value = "/users/{userId}/p2p_transfers", method = RequestMethod.POST, consumes = BaseController.MDX_MEDIA)
   public final ResponseEntity<P2PTransfer> create(@RequestBody P2PTransfer p2pTransferRequest) {
     AccessorResponse<P2PTransfer> response = gateway().p2pTransfers().create(p2pTransferRequest);
-    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), HttpStatus.OK);
+
+    // Return 202 if there are challenges
+    P2PTransfer result = response.getResult();
+    HttpStatus status = HttpStatus.OK;
+    if (result.getChallenges() != null && !result.getChallenges().isEmpty()) {
+      status = HttpStatus.ACCEPTED;
+    }
+    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), status);
   }
 
   @RequestMapping(value = "/users/{userId}/p2p_transfers/{id}/cancel", method = RequestMethod.PUT)
@@ -42,6 +49,13 @@ public final ResponseEntity<MdxList<P2PTransfer>> list() {
   @RequestMapping(value = "/users/{userId}/p2p_transfers/{id}", method = RequestMethod.PUT, consumes = BaseController.MDX_MEDIA)
   public final ResponseEntity<P2PTransfer> update(@PathVariable("id") String p2pTransferId, @RequestBody P2PTransfer p2pTransferRequest) {
     AccessorResponse<P2PTransfer> response = gateway().p2pTransfers().update(p2pTransferId, p2pTransferRequest);
-    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), HttpStatus.OK);
+
+    // Return 202 if there are challenges
+    P2PTransfer result = response.getResult();
+    HttpStatus status = HttpStatus.OK;
+    if (result.getChallenges() != null && !result.getChallenges().isEmpty()) {
+      status = HttpStatus.ACCEPTED;
+    }
+    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), status);
   }
 }
diff --git a/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersController.java b/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersController.java
index fe1df3d1..516fc9be 100644
--- a/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersController.java
+++ b/mdx-web/src/main/java/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersController.java
@@ -18,7 +18,14 @@ public class RecurringP2PTransfersController extends BaseController {
   @RequestMapping(value = "/users/{userId}/recurring_p2p_transfers", method = RequestMethod.POST, consumes = BaseController.MDX_MEDIA)
   public final ResponseEntity<RecurringP2PTransfer> create(@RequestBody RecurringP2PTransfer p2pTransferRequest) {
     AccessorResponse<RecurringP2PTransfer> response = gateway().p2pTransfers().recurring().create(p2pTransferRequest);
-    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), HttpStatus.OK);
+
+    // Return 202 if there are challenges
+    RecurringP2PTransfer result = response.getResult();
+    HttpStatus status = HttpStatus.OK;
+    if (result.getChallenges() != null && !result.getChallenges().isEmpty()) {
+      status = HttpStatus.ACCEPTED;
+    }
+    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), status);
   }
 
   @RequestMapping(value = "/users/{userId}/recurring_p2p_transfers/{id}/cancel", method = RequestMethod.PUT)
@@ -42,6 +49,13 @@ public final ResponseEntity<MdxList<RecurringP2PTransfer>> list() {
   @RequestMapping(value = "/users/{userId}/recurring_p2p_transfers/{id}", method = RequestMethod.PUT, consumes = BaseController.MDX_MEDIA)
   public final ResponseEntity<RecurringP2PTransfer> update(@PathVariable("id") String p2pTransferId, @RequestBody RecurringP2PTransfer p2pTransferRequest) {
     AccessorResponse<RecurringP2PTransfer> response = gateway().p2pTransfers().recurring().update(p2pTransferId, p2pTransferRequest);
-    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), HttpStatus.OK);
+
+    // Return 202 if there are challenges
+    RecurringP2PTransfer result = response.getResult();
+    HttpStatus status = HttpStatus.OK;
+    if (result.getChallenges() != null && !result.getChallenges().isEmpty()) {
+      status = HttpStatus.ACCEPTED;
+    }
+    return new ResponseEntity<>(response.getResult().wrapped(), createMultiMapForResponse(response.getHeaders()), status);
   }
 }
diff --git a/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/P2PTransfersControllerTest.groovy b/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/P2PTransfersControllerTest.groovy
index 915ae9b2..ade7763d 100644
--- a/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/P2PTransfersControllerTest.groovy
+++ b/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/P2PTransfersControllerTest.groovy
@@ -9,6 +9,7 @@ import com.mx.path.gateway.accessor.AccessorResponse
 import com.mx.path.gateway.api.Gateway
 import com.mx.path.gateway.api.p2p_transfer.P2PTransferGateway
 import com.mx.path.model.mdx.model.MdxList
+import com.mx.path.model.mdx.model.challenges.Challenge
 import com.mx.path.model.mdx.model.p2p_transfer.P2PTransfer
 
 import org.springframework.http.HttpStatus
@@ -45,6 +46,26 @@ class P2PTransfersControllerTest extends Specification {
     verify(p2pTransferGateway).create(p2pTransfer) || true
   }
 
+  def "create with challenges"() {
+    given:
+    BaseController.setGateway(gateway)
+
+    def p2pTransfer = new P2PTransfer().tap {
+      setChallenges(new MdxList<Challenge>().tap {
+        add(new Challenge())
+      })
+    }
+    doReturn(new AccessorResponse<P2PTransfer>().withResult(p2pTransfer)).when(p2pTransferGateway).create(p2pTransfer)
+
+    when:
+    def result = subject.create(p2pTransfer)
+
+    then:
+    result.statusCode == HttpStatus.ACCEPTED
+    result.body == p2pTransfer
+    verify(p2pTransferGateway).create(p2pTransfer) || true
+  }
+
   def "cancel interacts with gateway"() {
     given:
     BaseController.setGateway(gateway)
@@ -107,4 +128,24 @@ class P2PTransfersControllerTest extends Specification {
     result.body == p2pTransfer
     verify(p2pTransferGateway).update(id, p2pTransfer) || true
   }
+
+  def "update with challenges"() {
+    given:
+    BaseController.setGateway(gateway)
+    def id = "transfer-1234"
+    def p2pTransfer = new P2PTransfer().tap {
+      setChallenges(new MdxList<Challenge>().tap {
+        add(new Challenge())
+      })
+    }
+    doReturn(new AccessorResponse<P2PTransfer>().withResult(p2pTransfer)).when(p2pTransferGateway).update(id, p2pTransfer)
+
+    when:
+    def result = subject.update(id, p2pTransfer)
+
+    then:
+    result.statusCode == HttpStatus.ACCEPTED
+    result.body == p2pTransfer
+    verify(p2pTransferGateway).update(id, p2pTransfer) || true
+  }
 }
diff --git a/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersControllerTest.groovy b/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersControllerTest.groovy
index 8755f307..4af98d03 100644
--- a/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersControllerTest.groovy
+++ b/mdx-web/src/test/groovy/com/mx/path/model/mdx/web/controller/RecurringP2PTransfersControllerTest.groovy
@@ -1,6 +1,5 @@
 package com.mx.path.model.mdx.web.controller
 
-
 import static org.mockito.Mockito.doReturn
 import static org.mockito.Mockito.mock
 import static org.mockito.Mockito.spy
@@ -11,6 +10,7 @@ import com.mx.path.gateway.api.Gateway
 import com.mx.path.gateway.api.p2p_transfer.P2PTransferGateway
 import com.mx.path.gateway.api.p2p_transfer.RecurringP2PTransferGateway
 import com.mx.path.model.mdx.model.MdxList
+import com.mx.path.model.mdx.model.challenges.Challenge
 import com.mx.path.model.mdx.model.p2p_transfer.RecurringP2PTransfer
 
 import org.springframework.http.HttpStatus
@@ -51,6 +51,26 @@ class RecurringP2PTransfersControllerTest extends Specification {
     verify(recurringP2PTransferGateway).create(p2pTransfer) || true
   }
 
+  def "create with challenges"() {
+    given:
+    BaseController.setGateway(gateway)
+
+    def p2pTransfer = new RecurringP2PTransfer().tap {
+      setChallenges(new MdxList<Challenge>().tap {
+        add(new Challenge())
+      })
+    }
+    doReturn(new AccessorResponse<RecurringP2PTransfer>().withResult(p2pTransfer)).when(recurringP2PTransferGateway).create(p2pTransfer)
+
+    when:
+    def result = subject.create(p2pTransfer)
+
+    then:
+    result.statusCode == HttpStatus.ACCEPTED
+    result.body == p2pTransfer
+    verify(recurringP2PTransferGateway).create(p2pTransfer) || true
+  }
+
   def "cancel interacts with gateway"() {
     given:
     BaseController.setGateway(gateway)
@@ -113,4 +133,24 @@ class RecurringP2PTransfersControllerTest extends Specification {
     result.body == p2pTransfer
     verify(recurringP2PTransferGateway).update(id, p2pTransfer) || true
   }
+
+  def "update with challenges"() {
+    given:
+    BaseController.setGateway(gateway)
+    def id = "transfer-1234"
+    def p2pTransfer = new RecurringP2PTransfer().tap {
+      setChallenges(new MdxList<Challenge>().tap {
+        add(new Challenge())
+      })
+    }
+    doReturn(new AccessorResponse<RecurringP2PTransfer>().withResult(p2pTransfer)).when(recurringP2PTransferGateway).update(id, p2pTransfer)
+
+    when:
+    def result = subject.update(id, p2pTransfer)
+
+    then:
+    result.statusCode == HttpStatus.ACCEPTED
+    result.body == p2pTransfer
+    verify(recurringP2PTransferGateway).update(id, p2pTransfer) || true
+  }
 }