Bread Pay Checkout for Magento 2

Helping retailers acquire and convert more customers.

Bread Pay Features

• Full Funnel. Your shoppers can discover, pre-qualify, and check out from anywhere - your homepage, category page, product page, cart, or checkout.
• Real-Time Decision. Pre-qualification is quick and easy. Let your customers learn about their purchase power in seconds without ever leaving your site.

Installation

Install using Zip archive

1. Download repository as zip file

2. Unzip contents into app/code/Bread/BreadCheckout folder

3. Setup files ( For Canada Merchants )

• Copy file app/code/Bread/BreadCheckout/etc/adminhtml/system.ca.xml to app/code/Bread/BreadCheckout/etc/adminhtml/system.xml
• Copy file app/code/Bread/BreadCheckout/view/adminhtml/web/js/validation.ca.js to app/code/Bread/BreadCheckout/view/adminhtml/web/js/validation.js

4. Enable module

   bin/magento module:enable Bread_BreadCheckout
   bin/magento setup:upgrade
   bin/magento setup:di:compile
   bin/magento setup:static-content:deploy

Install using composer.

1. Navigate to your Magento 2 root folder

2. Install the Bread Checkout module

   composer require breadfinance/module-breadcheckout

3. For Canada Merchants only

• Copy file app/code/Bread/BreadCheckout/etc/adminhtml/system.ca.xml to app/code/Bread/BreadCheckout/etc/adminhtml/system.xml
• Copy file app/code/Bread/BreadCheckout/view/adminhtml/web/js/validation.ca.js to app/code/Bread/BreadCheckout/view/adminhtml/web/js/validation.js

4. Enable module

   bin/magento module:enable Bread_BreadCheckout
   bin/magento setup:upgrade
   bin/magento setup:di:compile
   bin/magento setup:static-content:deploy

Usage instructions:

For US Merchants

See documentation at https://docs.breadpayments.com/bread-classic/docs/magento-2-integration-steps Contact your Bread Pay representative for login credentials.

For Canada Merchants

See documentation at https://rbcpayplan.readme.io/rbc-onboarding/docs/magento-2-integration-steps Contact your Payplan representative for login credentials.

Development Environment Setup

This guide sets up a local Magento environment using markshust/docker-magento. Refer to the repository for more details, configuration options, and available commands.

1. Create Project Directory & Download Docker Template

mkdir docker-magento
cd docker-magento
curl -s https://raw.githubusercontent.com/markshust/docker-magento/master/lib/template | bash

2. Configure environment and versions

Open the compose.yaml file and confirm the PHP and DB versions matches your target environment.

For PHP 8.2, ensure the following line is present:

phpfpm:
  image: markoshust/magento-php:8.2-fpm-4

For MySQL, ensure compatible version is used. Magento currently (As of 6/2025) supports:

MySQL 8.0

MySQL 5.7

MariaDB 10.2 – 10.6

2a. Trust Internal Root CA (e.g. Netskope) in Container

If you're on a corporate network that intercepts HTTPS traffic (e.g., via Netskope), you may encounter SSL errors like:

curl: (60) SSL certificate problem: self-signed certificate in certificate chain

To fix this, you must import your organization's root certificate into the container.

• Visit https://github.com in Chrome.

• Click the padlock icon → "Certificate is valid".

• In the Certification Path tab, select the top-level certificate (e.g., ca.alliancedata.goskope.com).

• Click View Certificate → Details → Copy to File.

• Save as Base-64 encoded X.509 (.CER) — name it netskope_root.cer.

• Place the file in the project root.

• Run these commands

docker cp <path-to-downloaded-certificate> phpfpm:/usr/local/share/ca-certificates/netskope_root.crt

docker exec -u 0 -it phpfpm bash
update-ca-certificates

• This will copy the cert into the phpfpm container and update the container’s trusted certificate store.

• You should now be able to run bin/download and composer install without SSL errors.

3. Download Magento

Download the Magento version you want (replace 2.4.8 with your desired version):

bin/download 2.4.8

4. Set Up Magento Environment

Run the following commands to complete setup and install sample data:

bin/setup magento.test
bin/magento sampledata:deploy
bin/magento setup:upgrade

Disable Two-Factor Authentication for local development:

bin/composer require markshust/magento2-module-disabletwofactorauth
bin/magento module:enable MarkShust_DisableTwoFactorAuth
bin/magento setup:upgrade

5. Install Bread Magento Extension

Clone the Bread extension into app/code and enable the module:

cd src/app/code
mkdir Bread
cd Bread
git clone [email protected]:getbread/magento-v2-bread.git BreadCheckout
cd ../../../../

bin/magento module:enable Bread_BreadCheckout
bin/magento setup:upgrade
bin/magento cache:flush

Resetting Your Local Magento Environment

To completely remove your local Magento installation and start fresh:

1. Navigate to the root of your Magento project:

cd /path/to/your/magento-docker-dev

2. Run the cleanup script and delete all files (including hidden ones):

bin/removeall
rm -rf .[^.]* * 

⚠️ Warning: This will permanently delete all files and directories in the current folder. Make sure you’re in the correct location before running this command.